Abstract

This EIP proposes the Universal RWA (uRWA) standard, a set of interfaces for tokenized Real World Assets (RWAs) such as securities, real estate, commodities, or other physical/financial assets on the blockchain.

Real World Assets often require regulatory compliance features not found in standard tokens, including the ability to freeze assets, perform enforcement transfers for legal compliance, and restrict transfers to authorized users. The uRWA standard extends common token standards like ERC-20, ERC-721 or ERC-1155 by introducing essential compliance functions while remaining minimal and not opinionated about specific implementation details.

This enables DeFi protocols and applications to interact with tokenized real-world assets in a standardized way, knowing they can check transfer permissions, whether users are allowed to interact, handle frozen assets appropriately, and integrate with compliant RWA tokens regardless of the underlying asset type or internal compliance logic. It also adopts ERC-165 for introspection.